Cookies policy

We are fully committed to treating your personal information in such a way that it is fair, secure and respecting all relevant laws. We will only request personal information when it is required for the purpose of assessing an application for personal finance.

Whenever you use our websites, mobile sites, mobile applications or applications on any devices, information may be collected through the use of cookies and similar technologies.

This Cookie Policy should be read in conjunction with our privacy policy

By using our website, digital products and services, you agree to our use of cookies as described in this Cookie Policy.

Understanding cookies

A "cookie" is a small text file that's stored on your computer, smartphone, tablet, or other device when you visit a website or use an app.

Cookies are very useful for websites and provide functionality to make your experience on our website as smooth as possible. For example, they let you move between web pages efficiently, remembering your preferences, and generally improving your online experience.

There are two types of cookies, session and persistent:

If a cookie does not have an expiry date, it will be destroyed when you close your browser (ending your session) - this is a session cookie. These are used so a site can help you as you navigate from page to page, so your settings for that session remain, but when you leave the site the infomation can be wiped.

When an expiry date is set, the cookie will remain until that expiry date or until you clear your browser cache. This persists across multiple sessions and the data stored will still be there next time you visit the site. This is what allows you to do things like remain logged into a website across multiple sessions.

Certain features of our site depend upon cookies to function and are deemed, within the law, to be strictly necessary, these are referred to as essential cookies. You will not be asked for your consent for us to place these cookies, however you may disable the cookies via your browser settings

Managing Cookies

There are various ways that you can control and manage your cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our website.

Please remember that any settings you change will not only affect Cookies used on our website, these changes will apply to all websites that you visit (unless you choose to block cookies from specific websites).

Most browsers will allow you to:

  • See what cookies you've got and delete them on an individual basis.
  • Block third party cookies.
  • Block cookies from specific websites.
  • Block all cookies from being set.
  • Delete all cookies when you close your browser.
You should be aware that any preferences will be lost if you delete your cookies (which also includes where you have opted out from cookies, as this requires an opt-out cookie to be set).

To find out more about cookies, including how to see your active cookies, how to manage and delete them, visit www.allaboutcookies.org. Alternatively, you can search the internet for other independent information on cookies.

What cookies we use and how we use them

Cloudflare

Name : __cfduid

Function : Site Performance

Type : session

Details : The __cfduid cookie is used to identify individual clients behind a shared IP address and apply security settings on a per-client basis.

Link : https://support.cloudflare.com/hc/en-us/articles/200170156-What-does-the-Cloudflare-cfduid-cookie-do-

ColdFusion Server

Name : CFID,CFTOKEN,CFGLOBALS,CFCLIENT_

Function : ColdFusion session cookie

Type : persistent

Details : By tracking the session our webserver only needs to send incremental information to your computer, instead of everything each time a new page is opened. Our server makes use of several cookies working together to ensure they are unique and making them more secure.

Link : No opt-out is offered.

Rackspace

Name : X-Mapping-*

Function : Load Balancer

Type : session

Details : This cookie ensures that you visit the same web server during your session - without it some of the functions of the site would cease to function

Link : No opt-out is offered